Notice to Residents of Colorado, Connecticut, Utah, or Virginia

COLORADO

Effective July 1, 2023

Your Colorado Rights Regarding Your Personal Data. Colorado law provides some Colorado residents with the rights listed below. To exercise these rights, see the “Exercising Your Colorado Privacy Rights” section below.

Right to Know. You have the right to know and see what Personal Data we have collected about you in a portable format.

Right to Correct. You have the right to request that we correct inaccurate Personal Data.

Right to Delete. You have the right to request that we delete the Personal Data we have collected about you.

Right to Opt Out. You have the right to opt out of targeted advertising and the sale of your data (as defined under Colorado law).

Exercising Your Colorado Privacy Rights. To request access to or deletion of your Personal Data, or to exercise any other privacy rights under Colorado law, please contact us using one of the following methods:

Website: You may visit our request forms listed below to authenticate and exercise rights via our website.

Request to Know

Request to Correct

Request to Delete

Request to Opt-Out

Do Not Sell or Share My Personal Info

Email webform: You may email us at [email protected] to exercise your rights.

To appeal our decision regarding a request related to these rights, you may visit our “Contact Us” page to write to us.

To respond to some rights we may need to verify your request either by asking you to log in and authenticate your account or otherwise verify your identity by providing information about yourself or your account. Authorized agents can make a request on your behalf if you have given them legal power of attorney or we are provided proof of signed permission, verification of your identity, and, in some cases, confirmation that you provided the agent permission to submit the request.

CONNECTICUT

Effective July 1, 2023

Your Connecticut Rights Regarding Your Personal Data. Connecticut law provides some Connecticut residents with the rights listed below. To exercise these rights see the “Exercising Your Connecticut Privacy Rights” section below.

Right to Know. You have the right to know and see what Personal Data we have collected about you in a portable format.

Right to Correct. You have the right to request that we correct inaccurate Personal Data.

Right to Delete. You have the right to request that we delete the Personal Data we have collected about you.

Right to Opt Out. You have the right to opt out of targeted advertising and the sale of your data (as defined under Connecticut law).

Exercising Your Connecticut Privacy Rights. To request access to or deletion of your Personal Data, or to exercise any other privacy rights under Connecticut law, please contact us using one of the following methods:

Website: You may visit our request forms listed below to authenticate and exercise rights via our website.

Request to Know

Request to Correct

Request to Delete

Request to Opt-Out

Do Not Sell or Share My Personal Info

Email webform: You may email us at [email protected] to exercise your rights.

To appeal our decision regarding a request related to these rights, you may visit our “Contact Us” page to write to us.

UTAH

Effective December 31, 2023

Your Utah Rights Regarding Your Personal Data. Utah law provides some Utah residents with the rights listed below. To exercise these rights see the “Exercising Your Utah Privacy Rights” section below.

Right to Know. You have the right to know and see what Personal Data we have collected about you in a portable format.

Right to Delete. You have the right to request that we delete the Personal Data we have collected about you.

Right to Opt Out. You have the right to opt out of targeted advertising (as defined under Utah law).

Exercising Your Utah Privacy Rights. To request access to or deletion of your Personal Data, or to exercise any other privacy rights under Utah law, please contact us using one of the following methods:

Website: You may visit our request forms listed below to authenticate and exercise rights via our website.

Request to Know

Request to Delete

Request to Opt-Out

Do Not Sell or Share My Personal Info

Email webform: You may email us at [email protected] to exercise your rights.

VIRGINIA

Effective January 1, 2023

Your Virginia Rights Regarding Your Personal Data. Virginia law provides some Virginia residents with the rights listed below. To exercise these rights see the “Exercising Your Virginia Privacy Rights” section below.

Right to Know. You have the right to know and see what Personal Data we have collected about you.

Right to Correct. You have the right to request that we correct inaccurate Personal Data.

Right to Delete. You have the right to request that we delete the Personal Data we have collected about you.

Right to Opt Out. You have the right to opt out of targeted advertising and the sale of your data (as defined under Virginia law).

Exercising Your Virginia Privacy Rights. To request access to or deletion of your Personal Data, or to exercise any other privacy rights under Virginia law, please contact us using one of the following methods:

Website: You may visit our request forms listed below to authenticate and exercise rights via our website.

Request to Know

Request to Correct

Request to Delete

Request to Opt-Out

Do Not Sell or Share My Personal Info

Email webform: You may email us at [email protected] to exercise your rights.

To appeal our decision regarding a request related to these rights, you may visit our “Contact Us” page to write to us.

What We Offer

With smarterlendingoption.com you won’t have to wait a minute longer to speak directly with a lender. We are dedicated to helping you get the finances you need in a short amount of time.

What is a payday loan?

It’s a small (usually under $1,000), short-term, no-collateral, cash advance. It is backed by future income. This may be your next paycheck, a dividend or other type of regular income. The term of the loan is usually 30 days or less.

How does smarterlendingoption.com work?

smarterlendingoption.com is not a lender and does not make credit decisions. smarterlendingoption.com is a loan connecting service. We connect consumers who are looking for financial assistance with independent, third party lenders who may be able to provide a loan.

You begin by filling out the simple form. Your information is then shared with third party lenders who may make you a loan offer. You are under no obligation to accept the offer, but if you their own terms and conditions. Please consult these before accepting the loan offer. In particular, check for information on the APR, fees, renewal terms and consequences of non-payment.

If you have any questions about your loan, please contact your lender.